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Memorial Employees Federal Credit Union, your member owned
financial institution, is committed to providing you with competitive products
and services to meet your financial needs and help you reach your goals. We are
equally committed to protecting the privacy of our members. Under federal law,
we are required to give you this privacy notice. It describes our credit union's
privacy policy and practices concerning the personal information we collect and
disclose about our members. It also includes information about the parties who
receive personal and sometimes nonpublic information from us as we conduct the
business of the credit union.
If after reading this notice you have questions, please contact
us at: 954-985-5862, or write to: Memorial Employees Federal Credit Union, 3501
Johnson Street, Hollywood, Florida 33021-5487.
Information We Collect About You
We collect nonpublic personal information about you from the following sources:
• Information we receive from you on applications and other
forms
• Information about your transactions with us
• Information we receive from a consumer reporting agency
• Information obtained when verifying the information you provide on an
application or other forms, such as from your current or past employers or
from other institutions where you conduct financial transactions.
We may disclose all of the information we collect, as described
above, as permitted by law.
Parties Who Receive Information From Us
We may disclose nonpublic personal information about you to the following
types of third parties:
• Financial service providers, such as insurance companies
• Non-financial companies, such as consumer reporting agencies, data
processors, check/share draft printers, plastic card processors, and
government agencies.
Disclosure of Information to Parties That Provide Services to
Us
In order for us to conduct the business of the credit union, we may disclose all
of the information we collect, as described above, to companies that perform
marketing or other services on our behalf or to other financial institutions
with whom we have joint marketing agreements so that we may provide members
competitive products and services. We may also disclose nonpublic personal
information about you under circumstances as permitted or required by law. These
disclosures typically include information to process transactions on your
behalf, conduct the operations of our credit union, follow your instructions as
you authorize, or protect the security of our financial records.
To protect our members' privacy, we only work with companies that agree to
maintain strong confidentiality protections and limit the use of information we
provide. We do not permit these companies to sell the information we provide to
other third parties.
Disclosure of Information About Former Members
If you terminate your membership with Memorial Employees Federal Credit Union,
we will not share information we have collected about you, except as may be
permitted or required by law.
How We Protect Your Information
We restrict access to nonpublic personal information about you to those
employees who need to know that information to provide products or services to
you. We maintain physical, electronic, or procedural safeguards that comply with
federal regulations to guard your nonpublic personal information.
What Members Can Do to Help
Memorial Employees Federal Credit Union is committed to protecting the privacy
of its members. Members can help by following these simple guidelines:
• Protect your account numbers, plastic card numbers, PINs
(personal identification numbers) or passwords. Never keep your PIN with
your card, which can provide free access to your accounts if your card is
lost or stolen.
• Use caution when disclosing your account numbers, social security numbers,
etc. to other persons. If someone calls you explaining the call is on behalf
of the credit union and asks for your account number, you should beware.
Official credit union staff will have access to your information and will
not need to ask for it.
• Keep your information with us current. If your address or phone number
changes, please let us know. It is important that we have current
information on how to reach you. If we detect potentially fraudulent or
unauthorized activity or use of an account, we will attempt to contact you
immediately.
• Let us know if you have questions. Please do not hesitate to call us - we
are here to serve you!
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