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Effective February 25, 2008

Home Equity - 2nd Mortgage

Term

APRą
5 years as low as 6.25%t
7 years as low as 7.25%t
10 years as low as 7.50%ts

sA 10 year loan of $50,000 with an interest rate of 7.50% will yield a $593.51 monthly payment.

Home EquityLine of Credit - Pay No Closing Costs*

Term APRą
Max. 25 years Prime + 0%**

New Auto Loans

Approximate Term APRą
48 Months as low as 4.75%t
60 Months as low as 4.99%t
72 Months as low as 5.25%t

Used Auto Loans

Approximate Term APRą
48 Months as low as 4.99%t
60 Months as low as 5.25%t
72 Months as low as 5.50%t

Other Loans

Type

APRą
Boats (New & Used) as low as 6.50%t
Motorcycle (New & Used)

as low as 6.50%t

Mobile Home as low as 6.50%t
Recreational Vehicle as low as 6.50%t
Personal as low as 8.50%t
Share Secured  5.00% over the current Share dividend rate
ą Rates are Annual Percentage Rate (APR)
t Loan rates include a 0.25% discount for full direct deposit to credit union checking account

* All closing costs paid for by credit union. Member must repay them only if loan is closed within the first 2 years. Annual fee $50.

** Rate is variable and is based on the prime rate as published in The Wall Street Journal. Credit Lines up to $100,000.
- Rates and terms are subject to change without notice
- Other loan types may be available - call or E-mail for more information
- Rates based on Credit Score. Exact rate quoted at time of approval

All Rates and terms are subject to change without notice.
All Credit Union loans are granted on the basis of creditworthiness, ability to repay and acceptable collateral.

 



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