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Rates

Auto Loans (with 10% Down Payment)
Model/Year Approximate Term APR1 as low as
2017-2024 24 Months 2.99%2
2018-2024 36 Months 3.49%2
2019-2024 48 Months 4.50%2
2020-2024 60 Months 5.25%2
2021-2024 72 Months 5.25%2
2017 & older 36 Months 3.49%2
Auto Loans (with 0% Down Payment)
Model/Year Approximate Term APR1 as low as
2017-2024 24 Months 3.24%2
2018-2024 36 Months 3.74%2
2019-2024 48 Months 4.75%2
2020-2024 60 Months 5.50%2
2021-2024 72 Months 5.50%2
2017 & older 36 Months 3.74%2
Motorcycle, Personal Watercraft & Boat Loans
Loan Type APR1 as low as
New Motorcycle/Personal Watercraft 8.50%2
Used Motorcycle/Personal Watercraft 9.00%2
New Boat 8.50%2
Used Boat 9.00%2
Mobilehome, Motorhome & RV Loans
Loan Type APR1 as low as
New Mobilehome 8.00%2
Used Mobileome 8.50%2
New Motorhome/Recreational Vehicle 8.00%2
Used Motorhome/Recreational Vehicle 8.50%2
Other Loans
Loan Type Maximum Amount APR1 as low as
Signature Loan $5,000 9.25%2
Share Secured $50,000 5.00% over the current dividend rate

Call for terms and rates for Home Equity (2nd Mortgage) and Home Equity Line of Credit

Call 954-265-5862 or email us at memberservices@mefcu.org for more information

1Rates are Annual Percentage Rate (APR)

2Loan rates include a 0.25% discount for auto payroll deduction from your credit union account.

Rates and terms are subject to change without notice

Other loan types may be available - call or E-mail for more information

Rates based on Credit Score. Exact rate quoted at time of approval

All Rates and terms are subject to change without notice.

All Credit Union loans are granted on the basis of creditworthiness, ability to repay and acceptable collateral.

Example payment $20,000 borrowed and 10% down payment, 60 month term, 3.25% APR=monthly payment of $361.62.

Example payment $20,000 borrowed and 0% down payment, 60 month term, 3.50% APR=monthly payment of $363.86.

Rates accurate as of March 1st, 2024 and subject to change without notice.